mortgage calculator pie chart

First-Time Homebuyer? Be Careful of Mortgage Calculators

Mortgage calculators are a great way to figure out if you can afford a home, but depending on which one you use, some may be more accurate than others. Most calculators, like those from real estate giants Zillow and Redfin, show you a pretty decent estimate of your potential monthly payments, but they don’t exactly …

urban change over 60 years in Atlanta

Physical Space is Disappearing – That Should Worry Us More

As human demands for convenience increase, so too does our appetite for physical space. And space, regardless of how much we think we have, is disappearing at an alarming rate, showing a human appetite that is not only irresponsible, but one that is entirely unsustainable and inherently selfish. Some of our choices, like development and …

shows total driving costs in Atlanta

The Cost of Driving is WAY Higher Than You Think

As a general rule of thumb, transportation costs are supposed to be less than 15% of your annual income — that means that for a typical household in the U.S., with an income around $53,889, expenses should come out to about $8,083 a year or $674 a month. However, as outlined with the tools below, …

predatory flipper

A House Flipper Texted Me Using “Skip Tracing” – Here’s What I Found Out

So there I was, doing my thing, running some work errands, trying to keep things in order when all of the sudden, I receive a text message from a stranger. Would you sell 111 Pacific Ave or do you want to just keep it? If you’d rather not text, just say END A little taken …

playful husky

Having A Dog In An Apartment Can Be A Nightmare

Move to the city they said, bring your dogs they said! Welp, I did. And while I wouldn’t give up my dogs for anything, I’ve come to the conclusion that city life just doesn’t work for everyone, especially if you’re a dog owner. But let me be clear, it’s not that city life is bad …

Episcopal Statistics

Are Churches Dying in America? Let’s Look at the Data

As an American millennial, there’s a common “proclamation” that I hear amongst my same-age brethren — it sounds something like, “Oh yeah, I’m a Catholic” or “Yep, been a Baptist my whole life.” But despite what verbally came out of their mouth in that fantastically unadulterated moment, what most of them are really trying to …